Our Process

The discovery meeting gives both of us an opportunity to see if we are a good fit. We spend a lot of time listening as you tell us what is important to you and what you need and want your money to do for you. We work together to translate this into prioritized goals.

Using those goals as our guide, we’ll review your current financial position to determine the likelihood of accomplishing what is most important to you. As we work together to create your financial plan, we will include retirement target dates, retirement income needs and sources, future health-care needs, college planning and lifestyle needs such as large purchases (car, home repair/renovation, travel, etc.), as well as charitable intentions.

Your current investment portfolio will need to be properly designed to help you meet your financial goals, and we may involve other members of your team: CPA, Attorney, Trustee, etc.

Together we will review your plan and answer every question you may have about our initial recommendations, services and expectations for moving forward. The final step will be signing the paperwork to establish our relationship and implement your financial plan.

Once your investment plan is in place, you may have questions regarding statements, online access to your accounts and other areas of the plan. We will answer any questions and begin finalizing your financial plan.

We regularly review changes in your life to make sure that our recommendations and actions are aligned with your goals and lifestyle. And as financial markets rise and fall, your portfolio’s exposure to stocks, bonds cash and other investments will tend to fluctuate as well. We will regularly monitor your portfolio and make adjustments as needed.